Be Debt Free

Be Debt Free teaches you how to payoff your debt with ease so you can have peace of mind and do more of what you love.

Ever wondered why your great job doesn’t allow you to ball out at brunch, buy Beyoncé tickets and still be able to pay down debt in peace? It seems like no matter how much you make, or try to save,

there’s NEVER enough money.

Everyone says “It takes sacrifice to get out of debt. All you need is a budget… ” so then why the heck are you feeling like your bank account is spinning out of control?

You’ve had enough…

You’re super stressed out and you want your life back.

IT SUCKS freaking out every month wondering if you missed any bill payments or even have enough.

IT SUCKS watching people who make less money than you save an insane amount and become debt-free.

IT SUCKS constantly being embarrassed about your finances and wondering if you’ll ever be able to get that house, car, or life of your dreams.

the truth is, you need to stop trying to do this alone.

Not sure if you “need” some assistance? Let me know if any of these sound familiar.

You’re struggling with managing debt effectively and saving feels impossible.

 You aren’t able to travel with your girls more often, start your side hustle, or do any of the things on your goal list.

 Anxiety has become your best friend, because you know as soon as that direct deposit hits, something else is going to pop up. Every month there is a new emergency that your credit card needs to take care of.

 You’re screaming “Treat Yo Self,” while your bank account is screaming “There’s food at the house.”

The thought of having to deprive yourself of the things you like to do makes you depressed. What was the point of getting a degree, accumulating all of that debt, only to live paycheck to paycheck and with restrictions?

If you’re shaking your head and wondering how I know your life right now…It’s because I do, and I’m ready to help!

There are 2 things you need to live your best financial life: an actual STRATEGY for spending and paying off debt paired with aMINDSET SHIFT around money.

How would it feel if you spent your days…

Actually getting excited about payday again, because you’re keeping more money than you’re dishing out?

 Having money in your emergency fund when something unexpected pops up?

 Finally being able to stick to a spending plan that you actually love?

 Paying off your debts faster?

 Saying YES to friends when they invite you out for brunch or happy hour without stressing about money or feeling embarrassed?

 Achieving the financial freedom to do more of the things you enjoy doing without having to worry?

Being more confident about your finances and taking back your power and control?

Here’s what my rockstars are saying...

“Because of Kristin’s course and help, I’m sitting on $10,000 in the bank in 8 months, I paid off one of my credit cards, I’ve linked every account to have EVERY bill paid on time and I’ve finished my first step to buy a house. Although my student loan debt isn’t close to being paid off yet, I feel really good that I’m being responsible and my debt doesn’t stress me out anymore. Thank her for being obedient to God on her purpose, she has honestly helped me a lot!”

-Chanel B. 

“Kristin helped me face that fear of reaching out to my student loan lenders and letting them know my situation and negotiating the terms. Now I have reasonable payback terms and don’t have to worry about them harassing me. This turned my credit score around and everything that is impacted by that, most importantly my peace of mind.”

–Quinisha A.

“Kristin is very interested in my growth. I have learned a lot and I am very optimistic about my future when it comes to saving and sticking to a budget. I was also able to pay off most of my debt. I only have to focus on my monthly bills now. Kristin has been a blessing in disguise!”

-Tanya A.

Course Curriculum

Side Hustlin' to Slaying Debts
Buh-Byeee :(

What's included?

16 Videos
2 Surveys
2 Texts
25 PDFs
9 Audios

Here’s what my rockstars are saying...

“Be Debt Free helped me explore my motivations and issues around my bad money habits to better understand and re-learn these things on an “emotional level” and really take them to heart. Really getting to the emotional issues around money helped me a lot and helped re-instill these core concepts for me. I really appreciated this. I also think that her budgeting spreadsheet is one of the best I’ve seen!”

-Lindsey H.

“Before Kristin’s help, I had several different issues. The first one was the fear of checking my account. She helped me to sit down and get real with myself. I opened up an IRA account, within 2 weeks my savings account increased $600, and I now check my bank accounts daily. The budgeting plan Kristin helped me with definitely put me on the path that I needed. I feel more responsible and in control. She was very comfortable and knowledgeable about her expertise and it made me feel safe. I am forever grateful!”

-Vanessa K.

Kristin Sutton
Kristin Sutton

About the instructor

Kristin Sutton, LPC is a money therapist that helps fly, young women change the way they think about money so they can pay down debt for good. As a licensed therapist, her daily mission is to uncover and eliminate the mental roadblocks that hinder people from achieving their goals and living the life of their dreams. 4 years ago, she was depressed, swimming in debt and on the verge of homelessness. She shifted her money mindset completely. As a result, she went from ducking and dodging phone calls from bill collectors, to paying off over $10K in debt in just a matter of months while on a struggle bus salary. Kristin currently teaches and coaches clients in her Be Debt Free program and helps them regain confidence in themselves and their finances You can find her over at

Ready to start slaying those debts once and for all?